Many people assume that the money to save or invest in, which is a big problem. But we must view this problem as an opportunity, not as a big problem.
This opportunity came in three ways:
1. Implement sparing regimen
2. Reduce budget
3. Increase revenue
For those who have the motivation, I like this course very easy to achieve without the age limit and expertise. Let's review one by one:
1. Implement sparing regimen
This step was initially difficult to do in intuk, but in this way be better to save some of your earnings. Discipline such as this is very good, because in this way will not give you the opportunity to be a spendthrift.
We suggest that some of you in a store in your bank account or you invest the additional revenue will be you. At certain times you can use it for daily shopping needs, when you really need them. You may not agree with this, because usually your shopping needs exceed what you earn, but you should know how to do this from now on.
You may also ask, how much amount of money that need to be saved. Should keep 10% of the revenue you earn. In a short time, the amount of money you deposit will become more and this will give encouragement to you to save the amount more.
2. Reduce budget
Usually we spend the money for many purposes. Among the shopping that is needed, such as house rent, buy food, pay bills and bank account to buy clothes. And there are also among the things to spend that is not so necessary, but we do also variations such as vehicles, homes and buy decorations, among which there are also shopping for a luxury, it may not actually be required and in the first delay.
Secret shopping is to reduce the rate all the way and cut the overall shopping malls that are not needed or in part without delay with the first quality of your life. Not allowed to travel or eat out, but it's spare time was used to design your finances.
There is also a hidden shopping, for example, you can save the use of sugar and reduce smoking. In fact in this way without you know can save you money in the millions each year. Some of the things that you can be sparing, as follows:
Rent House
- Move to the price that it cost much cheaper, or buy their own home because of this more profitable for a long period of time.
Credit card
- Pay on time to avoid interest loans more
Home furnishings
- Gas, electricity, kerosene or fire should be used sparingly with. Summarize the conversation over the phone, or you use the phone in the night time except for emergencies. Call in the night is out because it cost less.
Food
- Buy food that is at once a lot cheaper. Decrease of fatty food because usually more expensive. Instead eat a nutritious food but cheaper. If you are working at a diner, you can eat at a stall in order to reduce the food outside.
Clothes
- Buy clothes that better quality and of course shopping will save you also. From the quality you buy clothes that are less good, but make your shopping more often, a result that will make you become a spendthrift.
Car
- If you rarely use it does not need them. If you always use it, buy the economic model. Service and fix their own what we can. Wash your own car. And they must always know the price of a car service and parts to its price.
Recreation
- Go in the recreation places and close to its cheaper cost.
The above example is a small part and that can help you economize money and will not affect the quality of your life at the time now, but give a lot of advantages for the luxury of the future.
3. Increase revenue
In addition to the business money, you should also increase. Appear to increase the business difficult, but if you'd like to try is not too difficult. The first task if you want to find the source to increase revenue is to identify exactly what you like and you can do so well.
Everyone has the expertise, they usually have one or two major skills, and some small. Expertise will be talent is very important to obtain income and your happiness.If you are able to create expertise in the field of business, it is certainly can bring a very sizeable profit. For example if you use a good hand, try to make you think of something to improve the side.
You can also do plumbing work or related to the pipeline, the clock, radio or computer. Suppose you have interest in gardening, try to take advantage of this hobby by offering services to others, such as parks, to sell vegetables to other people or fruit, and so forth.
If you prefer to speak and meet with people, you may be able to sell things. You can be involved in direct selling, or teaching, or sell insurance. If you have a skill, you can be taught to others, whether freely or formal.You will only be successful if you do a job you like, and use your talents and channeled it towards profitability. Many people think that only some of the industry are profitable, when in fact you can even though success in any field. This is evidenced by some millionaire who has experienced it.
If you have any problems to get ideas or opportunities, better search, and colleagues to sit together, take blank paper and recorded all the ideas that thought ..
Do not all criticized the idea is given, after it was filtered and the idea is reviewed and analyzed so that a settlement can be realized. No matter how long a time in need, may be one or two days, a week or month, provided that it does not This casually. This can be done, because if we have ideas but do not make any action, finally after a year and we remain in that position long.
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